Current Reports

Affordable Housing Trends Report 2026

Arbor Realty Trust’s Affordable Housing Trends Report, developed in partnership with Chandan Economics, explores a year marked by one of the most significant policy shifts in decades, with consequential developments in both the marketplace and the political arena. Our annual report finds that although affordability continues to present challenges, this year’s new initiatives are set to rebuild tomorrow’s pipeline.

Articles

HUD Expands FHA Financing Eligibility to Qualifying BTR Projects

The U.S. Department of Housing and Urban Development (HUD) recently announced a significant policy change that expands Federal Housing Administration (FHA) mortgage insurance eligibility to qualifying build-to-rent (BTR) communities. Effective immediately, professionally managed rental developments consisting of detached single-family homes, duplexes, and triplexes are eligible for FHA-insured financing under the same general framework as traditional multifamily properties.

Articles

Financing a Build-to-Rent Community Through Construction, Lease-Up, and Stabilization

Single-family rentals (SFR) now house 41% of the U.S. renter population, according to Rentometer Mid-Year Report 2025: National Trends in Single-Family Rental Markets. Arbor provides investors with short-term and long-term SFR financing to meet this growing demand. Whether a sponsor is developing a build-to-rent (BTR) community, holding an SFR portfolio long-term, or acquiring assets to rehab, Arbor finances build-to-rent (BTR) communities across construction, lease-up, and stabilization under one lender relationship, backed by the strength of an $802 million BTR collateralized loan obligation Arbor closed in May 2025.

Articles

Why Top Multifamily Lenders Practice Disciplined Underwriting

Every multifamily lender says it underwrites conservatively, but few follow a truly disciplined approach. Arbor Realty Trust’s own record is a case in point, with 19 consecutive years in the Top 10 Fannie Mae Multifamily DUS Lenders, a top-three ranking in Freddie Mac’s Conventional Small program, and an upgraded Commercial Special Servicer rating from Fitch Ratings in January 2026.

Investment

Special Report Fall 2026

Arbor Realty Trust’s Special Report Fall 2026, developed in partnership with Chandan Economics, leverages data-driven research to detail the state of the rental housing market. Amid headwinds, multifamily remained resilient in a selective investment environment favoring disciplined underwriting and market selection. Attractive entry points for well-positioned investors continue to populate the road ahead.

Analysis

U.S. Multifamily Market Snapshot — September 2026

The U.S. multifamily market remains on stable footing in a mixed macroeconomic climate. Rent growth continued to trend upward through the second quarter, while apartment fundamentals remained resilient amid slowing employment growth and elevated vacancies.

General: 800.ARBOR.10

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Arbor has been a relationship-first, multifamily direct lender and loan servicer since 1993. We excel at developing long-term connections and collaborating with borrowers to tailor custom loan solutions that consistently deliver results for our clients.

For over 30 years, Uniondale, NY-based Arbor Realty Trust, Inc. (NYSE: ABR), has been extending financing to borrowers who share our commitment to enhancing the U.S. rental housing supply. A nationwide real estate investment trust and direct lender, we specialize in loan origination and servicing for multifamily, single-family rental (SFR) financing, and other diverse commercial real estate assets.

Arbor's Capabilities

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Fannie Mae DUS® Multifamily Lender

Top 10 lender by volume for more than a decade and a repeat Top Small Loans Lender.

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Freddie Mac Optigo® Multifamily Lender

Approved Freddie Mac Seller/Servicer and a top small multifamily loans lender.

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Bridge Financing

Shorter-term, one-stop shop financing for multifamily and commercial assets positioned for permanent take-out.

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FHA Lender

HUD-approved MAP, LIHTC & Lean Lender for multifamily, seniors and healthcare.

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Affordable Housing

Arbor provides long-term Fannie Mae and HUD-insured financing solutions for the creation and preservation of affordable housing.

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Single-Family Rental Portfolio Financing

Bridge, Permanent and Build-to-Rent loan solutions through Arbor’s proprietary platform.

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Mezzanine & Preferred Equity Financing

Solutions used in conjunction with new or existing commercial loan financing to help in completing all the components of the capital stack.

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Arbor Loan Express

Efficient and transparent online loan origination and processing.

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In-House Loan Servicing

Experienced servicing division that oversees a multibillion-dollar portfolio and is rated by S&P and Fitch for commercial and special servicing.

Awards & Recognition

DUS® Multifamily Lender
(2025)
DUS® Multifamily Lender
Fannie Mae
Small Loan Lender
(2025)
Small Loan Lender
Fannie Mae
Small Balance Loan Lender
(2025)
Small Balance Loan Lender
Freddie Mac
IMN SFR Awards:
SFR Securitization
of the Year
(2025)
IMN SFR Awards:<br>SFR Securitization<br>of the Year
Informa Connect (IMN)
Influencer in
Multifamily Real Estate
Jean-Laurent Pouliot
(2025)
Influencer in <br>Multifamily Real Estate <br>Jean-Laurent Pouliot
GlobeSt.
Women in CRE Spotlight
Linor Shohet
(2025)
Women in CRE Spotlight <br> Linor Shohet
New York Real Estate Journal (NYREJ)
Industry Insights Spotlight Jean-Laurent Pouliot
(2025)
Industry Insights Spotlight Jean-Laurent Pouliot
New York Real Estate Journal (NYREJ)
Excellence in Operations
(2024)
Excellence in Operations
Fannie Mae
Top Lender of Workforce Housing Rent Preservation
(2024)
Top Lender of Workforce Housing Rent Preservation
Freddie Mac
SILVER
Annual Report AND Annual ESG Summary Report
In-House
(2024)
SILVER<br>Annual Report AND Annual ESG Summary Report<br>In-House
Financial Communications Society (FCS)
CRE Visionaries
David Friedman
(2024)
CRE Visionaries<br>David Friedman
New York Real Estate Journal (NYREJ)
Women in CRE
Jeanette Foote
(2024)
Women in CRE<br>Jeanette Foote
New York Real Estate Journal (NYREJ)
Top Workplaces
(2024)
Top Workplaces
Long Island Press
Rising Stars
Ryan Kraynak
(2024)
Rising Stars<br>Ryan Kraynak
New England Real Estate Journal (NEREJ)
BRONZE
Media Strategy
Consumer
(2023)
BRONZE<br>Media Strategy<br>Consumer
Financial Communications Society (FCS)
BRONZE
Advertising
Out-of-Home Campaign-Consumer
(2023)
BRONZE<br>Advertising<br>Out-of-Home Campaign-Consumer
Financial Communications Society (FCS)
Student Housing Lender
(2023)
Student Housing Lender
Fannie Mae
Small Balance Loan Lender
(2023)
Small Balance Loan Lender
Freddie Mac
Top Workplaces
(2023)
Top Workplaces
The Buffalo News
Firm Commitments by Lender
(2023)
Firm Commitments by Lender
FHA
Multifamily Lender by Initial Endorsements
(2023)
Multifamily Lender by Initial Endorsements
FHA
Commercial Real Estate Visionaries
Howard Leiner
(2023)
Commercial Real Estate Visionaries <br> Howard Leiner
New York Real Estate Journal (NYREJ)
Women in CRE Spotlight
Maria Elefante
(2023)
Women in CRE Spotlight<br>Maria Elefante
New York Real Estate Journal
Rising Stars
Derek Kirma
(2023)
Rising Stars<br>Derek Kirma
New York Real Estate Journal
Ones to Watch
Tracy Dennis
(2023)
Ones to Watch<br>Tracy Dennis
New York Real Estate Journal
Long Island Women in Philanthropy Honoree
Leah Fisher
(2023)
Long Island Women in Philanthropy Honoree<br> Leah Fisher
Family & Children's Association
Top Workplaces
(2022)
Top Workplaces
Long Island Press
Excellence in Technology
(2022)
Excellence in Technology
Fannie Mae
Top Workplaces
(2019)
Top Workplaces
Newsday