Arbor offers bridge financing for multifamily and commercial properties. The program provides first mortgage financing for properties located in strong markets with excellent sponsorship. Multifamily properties will be underwritten to an agency take-out at maturity. The program is designed to provide the flexibility of a structured loan while offering the ability to eventually lock into the most favorable permanent financing that exists for individual business needs. Arbor Multifamily Bridge Loans offer commercial real estate investors the opportunity to leverage short-term financing benefits without compromising their long-term ROI, making your property’s financial transition seamless.
Bridge Loans
Multifamily Bridge
Loan One Pager
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Bridge Loans
Bridge Program Whitepaper
 Bridge Program
Bridge Term Sheet
Multifamily Bridge
Term Sheet
Loan Amount $5 million minimum
Loan Term Generally 1 to 3 years.
Extension options available.
Amortization Determined on a case-by-case basis. Typically interest-only payments.
Minimum DSCR 1.25 at exit with appropriate in place DSCR; Lower DSCRs considered if payment supported by pre-funded interest reserves or guarantees
Maximum LTV 75% of exit value
LTC 80%
Interest Rate Floating rate over LIBOR index. Spread varies based on risk and terms
Eligible Property Multifamily, office, retail, hospitality, Senior and student housing projects located in strong markets with positive demographic, population and employment trends
Eligible Transactions Traditional acquisitions, acquisitions with rehab component, acquisitions with nearly completed new construction, debt buy-backs with fresh equity and properties in lease-up in strong markets
Sponsorship Established track record and appropriate net worth and liquidity commensurate with transaction
Security First mortgage lien on subject property
Tax and Insurance Escrows Monthly deposits required
Replacement Reserves Monthly deposits required
Recourse Generally, non-recourse with standard carve-outs
Prepayment Generally permitted
Arbor Commercial Mortgage | | 800.ARBOR.10